□ Paystubs for the last 30 days
□ W-2s and 1099s for the last 2 years
□ Federal income tax returns for the last 2 years, including all schedules and attachments
□ Government-issued photo ID and if applicable, resident alien card
□ Last 2 bank statements for all bank accounts (borrower and co-borrower)
□ Last 2 investment account statements (borrower and co-borrower)
Please provide all statement pages, even if blank
□ Current mortgage statement
□ Current property tax bill
□ Recent homeowners insurance statement
□ Recent HOA statement
□ Lease agreement
□ Last 2 years of rental/landlord history
□ Gift funds—gift letter/documentation
□VA applicant—provide DD-214 if discharged, or
statement of service if active duty
□ Divorced—divorce decree or legal
separation agreement
□ Paying or receiving child support—copy of court
order and proof of payments
□ Bankruptcy in last 7 years—complete copy of
bankruptcy papers, including schedule of debtors
and discharge
□ Foreclosure or short sale in past 7 years—complete
property address of foreclosure/short sale
□ On an IRS repayment plan—copy of plan
□ Retired—award letter or retiree statement for any
□ Social Security, retirement or pension income;
last 2 years of 1099s
□ YTD profit/loss statement
□ Balance sheet
□ Last 2 years of business tax returns
We are completely digital! Upload all your documents using
our mobile app, S1 Connect. You can also send documents by
email, fax or by scheduling an appointment at our office.
Please note that there may be more documents we need
during the course of your loan. We will reach out based
on your situation.