WHAT’S NEXT?

Your final loan approval. You’re on the home stretch.

• A customized closing packet will be made and sent to your Settlement Agent for you. Inside, you’ll find the final closing terms and amounts that are due.
• Check with your Settlement Agent on the form and method of payment, and when to get it to them. 

Here comes the close. Let us ease your mind so you can stay excited about the fun stuff

• Your closing appointment should take approximately an hour. Here, you’ll review and sign your closing documents. Bring your favorite pen if you’d like. Your Settlement Agent can answer all of your questions and concerns.
• For purchases, you may or may not meet the seller at the closing appointment. They can sign on the same day as you, or in advance.
• If refinancing your current home, the law allows you three days after signing to decide if you want your new mortgage. This is called your “right of rescission.” For this reason, your funds will not be released until three days have passed.

Closing’s all done and the dust is settling. Time for you to settle in, too.

•  You’ve signed your docs and received your keys! Congrats. Time to start moving in.
• About a month after your closing, loan servicing will send you a welcome email and phone call. They are available to help answer any questions you might have about your loan.
• You will receive your initial loan activity statement the week following your closing. This shows the amount and due date of your mortgage payments.
• Finally, you’ll receive a survey about your experience during the process. This is the best way for us to know how we did and how we can get even better.